Don't overcomplicate it
I have a really bad habit of that!
Remember, fat loss is about calories. So, if you are getting the same amout of calories, no matter what the source (with protien/fats in place), fat loss will be the same.
150 grams of carbs is 600 calories whether it comes from fruit or bread. The starch is better for muscle glycogen and the fruit sugar replenishes liver glycogen. But, that is really not the point.
From a fat loss perspective, remember, the bottom line is calories in, calories out.