I agree that you can't spot reduce in general, but a common issue which leads to belly fat is insulin resistance. I definitely have a tendency to belly fat and aside from reducing body fat percentage overall what really helped me to lose it was to go on a low-sugar diet. I.e. I cut out sugar (and sugar substitutes which can also trigger insulin production) and white/processed carbs, and limit grains generally to no more than 4 servings per day. Most of my carbs came from vegetables and fruits. I could eat as much food as I wanted with this diet and still see a big change in where the fat lived. Maybe something like this would work for you. Since they say belly fat measurements are correlated with heart disease problems it seems wise from a health perspective to get it under control, even aside from the vanity motivation. Good luck!
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