It could be that you just carry more fat there than elsewhere. I have the same problem; have never been fat, but even when I had (mistakenly) dieted down to 103 pounds (I'm 5'4"), I still had handfuls of fat around the waist. I started weightlifting and eating more, got up to 125, looked good except for that stubborn fat. I admit I finally had lipo to get rid of it, just around the waist, and I am so much happier with how I look. I still carry a little extra there, but my proportions are much better. I finally have some curve in my waist, which had always been straight with that tummy pooch, even when my abs were tight. Some of us just have the fat in the wrong areas!
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