JP Fitness Forums - View Single Post

misstenacity · 02-26-2009, 09:26 AM

Ok, I am putting it all out there.

Two plans to pick -
1. $20 monthly out of pocket. PPO, $30 copay for 2 visits annually, $2500 deductible after $300 in preventative care. $1000 drug deductible. 80/20 coverage, max out of pocket $5000
2. $68/mo, HMO, $35 copay no limit, no deductible, no preventative care. $20 generic drugs, $3500 max out of pocket. Better hospital coverage but no choice of hospital.

Sooooo, me. 30s, fit, never sick. But, I need lab work, tests, and bone density scan all for hormones/amennorrhea.

Whew. Thoughts?

02-26-2009, 09:26 AM	#1 (permalink)
misstenacity Senior Member Join Date: Aug 2007 Location: Albuquerque Posts: 317	health insurance decision Ok, I am putting it all out there. Two plans to pick - 1. $20 monthly out of pocket. PPO, $30 copay for 2 visits annually, $2500 deductible after $300 in preventative care. $1000 drug deductible. 80/20 coverage, max out of pocket $5000 2. $68/mo, HMO, $35 copay no limit, no deductible, no preventative care. $20 generic drugs, $3500 max out of pocket. Better hospital coverage but no choice of hospital. Sooooo, me. 30s, fit, never sick. But, I need lab work, tests, and bone density scan all for hormones/amennorrhea. Whew. Thoughts? __________________ "My yoga class had me trembling and sweating and I feel MUCH better." - Fang ------------------------------------------------------------------------------------------------------------------------- Tenacious Training and Tweaking (the A lotta Alitteration thread) Psst, I'm a gastrodork, too.