http://articles.moneycentral.m sn.com/Ins....ersWithFee.aspx
Just wanted to see what others thought of this proposal. I personally agree with the idea of insurance companies to increase premiums for people who refuse to do anything about their obesity. It's a fact that these people cost insurance companies significantly more than people who take better care of themselves, so why shouldn't they pay more just like a person who smokes pays a higher premium than someone who doesn't. This isn't so radical of an idea. Canada and many other countries already have additional sales tax for junk foods and things that they deem unhealthy. Since their health care is socialized it makes sense that the govt would want to steer people away from foods that will increase obesity.
I understand the "big brother" agrument, and I also feel that people should be taking personal responsibility for being healthy. However, when it gets to the point where it begins to impact others, like healthcare costs going through the roof, then I think it may be time to force people to take responsiblity. Perhaps instead of having a tax or penalty for those who don't make changes, there could be some type of discout or credit for those who chose to live a healthier lifestyle.
This may also be a step in the right direction for insurance companies to start covering health club memberships and personal training appointments. Once the whole "no smoking" thing gained attention some insurance companies started covering or partially covering some of the quit smoking products and services. Therefore it's a logical step to do the same with personal training and weightless.
Thoughts?