Get your wife to take a job that has benefits if you want to go that route. Either that, be leery of giving up your day job with insurance because if you aren't part of some big group they are going to rip your head off.
I can't afford to even provide insurance for my employees. Thankfully all the older ones who are established have spouses who provide it, or they are young and just go without. I hate that it is that way, but thems the facts.
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