Good point Forza and I am in teh same position. Here in the UK we are committed to 12 hours a year of directed learning to continue being licenced under
REP's. I tend to do around 24 hours of courses a year and attend a number of summits, etc...
But i do feel that the most valuable lessons that i have learnt are from my own research. I would say in general most qualifications will give you a basic understanding of a subject, but to truely understand a subject I think alot of personal research and reading around the topic is needed.
TOM