The following is a great article on creating one's own routine. The methodology that many professional programs follow and might help prevent imbalances as well:
http://www.mensfitness.com/fitness/41
The following is a fat loss program created by none other than Chad Waterbury himself:
http://www.mensfitness.com/fitness/44
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So many of our dreams at first seem impossible, then they seem improbable, and then, when we summon the will, they soon become inevitable.—Christopher Reeve
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