[RacerBill]

I've had an awful time trying to even talk to my insurance company about it. I try to describe what I want, so they refer to me to physical therapists. The PT office says they don't do ART. After some go-around between my primary doc and the insurance company, they refer me to a chiro who's in-network. Chiro says he's in network and does ART, but the insurance company will only pay for it if he does spinal adjustments, not ART.

Apparently insurance is just a scam to get part of my paycheck every week.